IBC is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the IBC website and governs data collection and usage. By using the IBC website, you consent to the data practices described in this statement.

Collection of your Personal Information

IBC collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number but shall not disclose it to third party without your express consent. IBC also collects anonymous demographic information, which is not unique to you, such as ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by IBC. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by IBC for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the IBC website.

Please keep in mind that if you voluntarily disclose personally identifiable information or personally sensitive data through IBC public message boards, this information may be collected and used by others. Note: IBC does not read any of your private online communications.

IBC encourages you to review the privacy statements of websites you choose to link to from IBC so that you can understand how those websites collect, use and share your information. IBC is not responsible for the privacy statements or other content on websites outside of the IBC and IBC family of websites.

Use of your Personal Information

IBC collects and uses your personal information to operate the IBC website and deliver the services you have requested. IBC also uses your personally identifiable information to inform you of other products or services available from IBC and its affiliates. IBC may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

IBC does not sell, rent or lease its customer lists to third parties. IBC may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, IBC may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to IBC, and they are required to maintain the confidentiality of your information.

IBC does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

IBC keeps track of the websites and pages our customers visit within IBC, in order to determine what IBC services are the most popular. This data is used to deliver customized content and advertising within IBC to customers whose behavior indicates that they are interested in a particular subject area.

IBC website will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on IBC or the site; (b) protect and defend the rights or property of IBC; and, (c) act under exigent circumstances to protect the personal safety of users of IBC, or the public.

Use of Cookies

The IBC Web site use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize IBC pages, or register with IBC site or services, a cookie helps IBC to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same IBC Web site, the information you previously provided can be retrieved, so you can easily use the IBC features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the IBC services or Websites you visit.

Security of your Personal Information

IBC secures your personal information from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

IBC will occasionally update this Statement of Privacy to reflect company and customer feedback. IBC encourages you to periodically review this Statement to be informed of how IBC is protecting your information.

Contact Information

IBC welcomes your comments regarding this Statement of Privacy. If you believe that IBC has not adhered to this Statement, please contact IBC at will use commercially reasonable efforts to promptly determine and remedy the problem.


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